Terms of Use
Effective Date: January 1, 2026
1. Acceptance of Terms
By accessing or using the Fynn Financial Services, LLC dba Fynn Financial website, you agree to be bound by these Terms of Use. If you do not agree, please do not use this site.
2. Not a Lender
Fynn Financial Services, LLC dba Fynn Financial is a loan marketplace, not a direct lender. We do not make credit decisions, set loan terms, or fund loans. All credit decisions are made solely by our third-party lending partners.
3. No Guarantees
Submitting information on this site does not guarantee approval or that you will be matched with a lender. Loan availability, amounts, and rates vary by lender and applicant qualifications.
4. Rates & Terms Disclosure
Loan offers through our platform feature APRs from 5.99% to 35.99%, with amounts from $1,000 to $100,000 and terms from 12 to 180 months. Your actual rate depends on your credit profile and lender criteria. Example: a $10,000 loan at 10% APR for 36 months = approximately $11,616.12 total.
5. SMS Terms & Conditions
SMS Program Description: By submitting your information through our website and opting in, you agree to receive SMS messages from Fynn Financial Services, LLC dba Fynn Financial related to your inquiry, follow-up communication, and appointment coordination.
Opt-Out Instructions: You may opt out of receiving SMS messages at any time by replying STOP to any message.
Help Instructions: For assistance, reply HELP or contact us at info@fynnfinancial.com.
Message Frequency: Message frequency may vary depending on your interaction with our team and your inquiry.
Message & Data Rates: As always, message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
Carrier Liability Disclaimer: Carriers are not liable for delayed or undelivered messages.
Age Restriction: You must be at least 18 years old to use our services and opt in to receive SMS communications.
Privacy: If you have any questions regarding privacy, please read our privacy policy: https://fynnfinancial.com/privacy.html
6. No Legal or Financial Advice
Nothing on this website constitutes legal, financial, or tax advice. You should consult a qualified professional before making financial decisions.
7. Limitation of Liability
Fynn Financial Services, LLC dba Fynn Financial is not liable for any damages arising from your use of this site or reliance on information provided herein, to the fullest extent permitted by law.
8. Contact
Questions? Email us at info@fynnfinancial.com.